This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of Italian firms, for the year 2015. We investigate whether the gender of the firm’s decision-maker plays a role in requesting and obtaining a loan. Our results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders. Moreover, the gender gap disappears for more educated women, as well as for firms in the north of the country

Women-led Firms and Credit Access. A Gendered Story?

Stefania Basiglio
;
Paola De Vincentiis
;
Eleonora Isaia
;
Mariacristina Rossi
2022-01-01

Abstract

This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of Italian firms, for the year 2015. We investigate whether the gender of the firm’s decision-maker plays a role in requesting and obtaining a loan. Our results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders. Moreover, the gender gap disappears for more educated women, as well as for firms in the north of the country
2022
1
35
https://link.springer.com/article/10.1007/s40797-021-00180-1
Credit demand · Italian firms · Gender
Stefania Basiglio, Paola De Vincentiis, Eleonora Isaia, Mariacristina Rossi
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/2318/1832480
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